The micro-financial service that is gaining increased attention is a category of products that address clients' needs for risk management. The low-income households are highly vulnerable to economic shocks caused by events such as death of family member, illness, destruction of valuable asset, or a disabling injury. Swadeshi Laghubitta planned to introduce this kind of new financial service and to provide micro-insurance service by partnering with established and reputed insurance company of Nepal. It is expected that micro-insurance can respond to households' need to reduce their vulnerability, while at the same time improving the results of their existing credit and savings portfolios. The clients are offered term life insurance and livestock insurance services linking them with insurance company.